One of the great speeches from the Apple CEO



Steve Jobs, suffering from health problems, yet had great moments in his life. A speech that encourage any individual who is desperately waiting to see the bright light at the end of the tunnel. A video that reminds everyone that in their life time they will have a moment when they will fall apart, and that you can come out of the drop with courage and a dedicated motivation. Enjoy the video. It has been around quite a while but I still find this video as extremely motivational material.

Photographics - blending the background


Click here for a larger version.

In this photograph, if your attention is directed closely at the background you should experience the subtle blend. The overlayed Gaussian blur has created an enchanting eye sight of what is behind the main focus. This smeared background, is so that it will relentlessly divert your attention to the main object of the picture which is sitting closer to the bottom half. Focus and blur effect is one of the most powerful features used today in photography to capture audience attention directly to the object while creating a surreal background as in this photograph. Be sure to delight me of your thoughts in the comments section as usual...

Personal Finance; Tracking your income

Have you ever wondered what happen to the 60 dollars of cash you withdrew from bank two days ago. Where did all that money go? If you are careless about how much money you spend and 60 dollars is a drop in your paycheck then you probably don’t care about where those 60 dollars went. But for most Americans in this recession times, it is very important to save every penny you can and for them 60 dollars is a lot of money. As most research consumer report suggested, Americans are becoming more eager at saving money today and waiting for that big deal. The 70% off coupon for JC Pennys…

For an average American it is always a great thing to keep track of you spendings not only during troubled economies but all time. Take the initiative to balance your check books and stay on top of your money spendings. The key in learning personal finance is once you have a good track on expenditure, you can see in front of you what exactly caused the expense. Not only that, having the knowledge of expense will alert you where you need to cut down on spendings and where you need to control yourself. For example if you have a big portion of your spending allocated to eating out or paying for fast food restaurants and you want to reduce your spendings, this knowing of your spendings at fast food places will provide you the urge to avoid yourself from eating out and finding other alternatives such as cooking.

Analyzing the behavior of humans in finance, people tend to spend more and more on ‘not-necessary for survival’ items assuming they still have large portion of money left in their bank account. The fact that you still have lot of money left after you spend on that item is the motivation that kept humans from spending on such items. Remember you are assuming you will have more money left after you spend, but sooner or later people realize they were wrong. And the surprising discovery of very smaller amount of money left than they expected. Keeping track of personal spending will allow you to know your bank balances all time, and will tell you when to stop spending and when you need to stop spending.

To stay on top of your personal finance it is a must to keep track of your personal finances and organize your spending habits and have a good understanding of your finances. There are several personal finance products out there to assist you. Top of the list is quicken which is selling for $39.99 and up. Such programs are targeted at individuals new to personal finance and in a very generic program format to fit all. After reviewing quicken and finding out the rigid format and lack of customizable features, I have designed an excel based 100% customizable account balance spread sheet. I am planning on introducing my version of personal finance excel edition in the future along with next articles of personal finance educational blog posts. I hope you enjoyed todays insight of personal finance, please look forward to the next educational blog post.

This article is a property of ashPresentom

Famous Quotes by infamous bush

• "I know the human being and fish can coexist peacefully." — September 2000, explaining his energy policies at an event in Michigan.
• "Rarely is the question asked, is our children learning?" — January 2000, during a campaign event in South Carolina.
• "They misunderestimated the compassion of our country. I think they misunderestimated the will and determination of the commander in chief, too." — Sept. 26, 2001, in Langley, Va. Bush was referring to the terrorists who carried out the Sept. 11 attacks.
• "There's no doubt in my mind, not one doubt in my mind, that we will fail." — Oct. 4, 2001, in Washington. Bush was remarking on a back-to-work plan after the terrorist attacks.
• "It would be a mistake for the United States Senate to allow any kind of human cloning to come out of that chamber." — April 10, 2002, at the White House, as Bush urged Senate passage of a broad ban on cloning.
• "I want to thank the dozens of welfare-to-work stories, the actual examples of people who made the firm and solemn commitment to work hard to embetter themselves." — April 18, 2002, at the White House.
• "There's an old saying in Tennessee — I know it's in Texas, probably in Tennessee — that says, fool me once, shame on — shame on you. Fool me — you can't get fooled again." — Sept. 17, 2002, in Nashville, Tenn.
• "Our enemies are innovative and resourceful, and so are we. They never stop thinking about new ways to harm our country and our people, and neither do we." — Aug. 5, 2004, at the signing ceremony for a defense spending bill.
• "Too many good docs are getting out of business. Too many OB/GYNs aren't able to practice their love with women all across this country." — Sept. 6, 2004, at a rally in Poplar Bluff, Mo.
• "Our most abundant energy source is coal. We have enough coal to last for 250 years, yet coal also prevents an environmental challenge." — April 20, 2005, in Washington.
• "We look forward to hearing your vision, so we can more better do our job." — Sept. 20, 2005, in Gulfport, Miss.
• "I can't wait to join you in the joy of welcoming neighbors back into neighborhoods, and small businesses up and running, and cutting those ribbons that somebody is creating new jobs." — Sept. 5, 2005, when Bush met with residents of Poplarville, Miss., in the wake of Hurricane Katrina.
• "It was not always a given that the United States and America would have a close relationship. After all, 60 years we were at war 60 years ago we were at war." — June 29, 2006, at the White House, where Bush met with Japanese Prime Minister Junichiro Koizumi.
• "Make no mistake about it, I understand how tough it is, sir. I talk to families who die." — Dec. 7, 2006, in a joint appearance with British Prime Minister Tony Blair.
• "These are big achievements for this country, and the people of Bulgaria ought to be proud of the achievements that they have achieved." — June 11, 2007, in Sofia, Bulgaria.
• "Mr. Prime Minister, thank you for your introduction. Thank you for being such a fine host for the OPEC summit." — September 2007, in Sydney, Australia, where Bush was attending an APEC summit.
• "Thank you, Your Holiness. Awesome speech." April 16, 2008, at a ceremony welcoming Pope Benedict XVI to the White House.
• "The fact that they purchased the machine meant somebody had to make the machine. And when somebody makes a machine, it means there's jobs at the machine-making place." — May 27, 2008, in Mesa, Ariz.
• "And they have no disregard for human life." — July 15, 2008, at the White House. Bush was referring to enemy fighters in Afghanistan.
• "I remember meeting a mother of a child who was abducted by the North Koreans right here in the Oval Office." — June 26, 2008, during a Rose Garden news briefing.
• "Throughout our history, the words of the Declaration have inspired immigrants from around the world to set sail to our shores. These immigrants have helped transform 13 small colonies into a great and growing nation of more than 300 people." — July 4, 2008 in Virginia.
• "The people in Louisiana must know that all across our country there's a lot of prayer — prayer for those whose lives have been turned upside down. And I'm one of them. It's good to come down here." — Sept. 3, 2008, at an emergency operations center in Baton Rouge, La., after Hurricane Gustav hit the Gulf Coast.
• "This thaw — took a while to thaw, it's going to take a while to unthaw." Oct. 20, 2008, in Alexandria, La., as he discussed the economy and frozen credit markets.


article credit; http://hosted.ap.org/dynamic/stories/B/BUSHISMS?SITE=CACRU&SECTION=HOME&TEMPLATE=DEFAULT - associated press

Panorama photography for beginners by ashPresentom

Panorama photography basics for beginners
Shooting for a panorama scene without a tripod using a point and shoot digital camera.
Skill level; beginner

Most of the time people tend to think merging process of pictures for a panorama scene is the difficult part. But nowadays you can find numerous softwares with the reputation for automatically generating panorama scenes using source images with more efficiency. But the tougher part of panorama photography is taking the individual pictures.

There are 3 types of panorama scenes you can generate, which are horizontal, vertical and tile, and there is also the 360 view which is a complete circle of horizontal panorama scene. And there is also the complete sphere.

Panorama scene production can be made easier with the use of a tripod device, although if you are one of the few that can not reach out to a tripod there is always other alternatives. In trying to shoot pictures for a panorama scene without a tripod, you will need to keep in mind that those individual pictures will not properly line up although this will not trouble the panorama scene, it will only reduce the height of a horizontal scene and the width of a vertical scene. Needless to say it will still be a great panorama scene.

Approach for the actual photo-shooting
To further explain the photo shooting process; let’s assume we are hoping to generate a horizontal panorama scene using an average point and shoot digital camera, without a tripod of course. Also to keep in mind, that a great understanding of visual location of your photo or the portion of the overall panorama scene displayed in the camera and its position as oppose to the overall panorama scene is very important. You need to start from one side of the horizontal panorama scene and work your way slowly across to the other side. Everytime you move to the next shot, make sure the current shot overlap with some parts of the scene with the previously taken picture. Most cameras will have a feature that will let you see a smaller thumbnail of the previously taken picture. For better panorama outcome it is always a good thing to make sure each individual shot overlaps a great amount with other shots. Another thing to keep in mind is hold your camera still as much as you can and everytime you rotate your camera, rotate your wrist as oppose to turning your body. Rotation of wrist works just as the rotation of a tripod with lesser stability.

A tougher version of the panorama scene creation is the tile view. If you are going out there to shoot for a tile panorama scene without a tripod it will be harder than vertical or horizontal panorama shooting. You will have to continue shooting in tiles like direction while having a good understanding of the location of the current section of the scene you see in the lcd screen as oppose to the overall tiled panorama scene.

Once all done the easy part; processing the pictures is the next step. As mentioned in the beginning there are numerous software developed to perform this type of photo functions. There is arcsoft panorama maker, and several others you can discover yourself with a single google search. Also adobe photoshop comes with a photomerge feature which is a very handy tool as well.

For those who are out there thinking of trying a new adventure with panorama pictures to try to capture a larger area of scenery for the first time, I hope this article provided you with some insight and basic knowledge.

Photomerge Function for the photography

If you can not capture the moment in a single shoot of the button, and there is more outside the camera frame that you want to capture to remind you how unforgettable the scene was, there is always panorama pictures.

panorama creation, basic and educational material coming soon



created using the 3 pictures below.


The 10 Worst Assumptions of 2008; by Rick Newman

Rick Newman has published an interesting article about the wrongful assumptions professionals made for 2008 which never become right in USNews.com site.

For the US and globally for the most part economic conditions worsen as year 2008 progressed. But importantly 2008 will be remembered for the year that turned things around, the year that US saw how powerless and weak their economy is. Hard hit recession in 2008 and its effects on oil prices, housing real state prices, investment banking industry, increase in jobless rate will always provide hands on real time experiences for anyone to learn finance and economics. It was great learning experience how things changed caused by other.

But the great drop in DJI will be the unforgettable remark for year 2008 for US. I wish it was only US that was effected by this, but thanks to or due to the globalization, dependence of other nations on US consumer base mercilessly brought their economies down with it.

Nevertheless, 2008 will be a great educational experience for nations to open their eyes to unavoidable economic destructions.

Below are the main points Newman looked at for the year 2008.

Real estate values always rise over time.
The mighty consumer will keep spending.
A buyer will always emerge.
Banks will be careful with their money.
Don't worry, the smartest guys in the world are working on the problem.
Technology is the solution.
The feds will fix things.
There's plenty of liquidity.
Things will bounce back.
It can't happen to us.

Full article; http://www.usnews.com/blogs/flowchart/2008/12/15/the-10-worst-assumptions-of-2008.html

Happy New Year

I wish you all a happy and prosperous new year on behalf of ashPresentom!

Financial news catch up; Buyers Pick Up the Pace As Indexes Hold Gains

Volume picked up briskly as indexes held near the top of the session's trading ranges.

Oil prices pared losses, rising above $39 a barrel. Semiconductor and consumer electronics-related stocks continued to lead the Nasdaq, which showed a 1.7% gain.
The NYSE composite and the Dow each held 1.4% advances. The S&P 500 rode 1.5% higher, with Jones Apparel (JNY), Rohm & Haas (ROH) and Harman International (HAR) topping its upside.

More than 90% of the industry groups tracked by IBD moved higher, led by the paint and allied building product makers and auto and truck tire maker groups.
Volume picked up from mixed trading earlier in the session, rising 17% on the Nasdaq and 4% on the NYSE.

Full article; http://www.investors.com/editorial/IBDArticles.asp?artsec=1&artnum=4&issue=20081230

Photographics; nature

Apologies for low activity here in December. Nonetheless, hope everyone is enjoying their holiday season. Down here is my attempt at creating a new directional photographics picture series. Photographers eye immerse with the digital graphic designers touch; such creation is defined by ashPresentom as a Photographic. This definition can also be defined as energy creating, striking, and unbelievable photograph of a photographer, which then greatly defined and masterfully touched by a graphic designer to fabricate the piece of photographics!
Note: photographics are copyright by ashPresentom.