Doing it in 3D



Hello folks, after a long time.
Funny thing, its actually has been a long time and the last time I designed the pencil sketch of the box and today after I designing a 3D version of the same box with wood and it has been a quite a good number of days in between.

But I want to mention here that the design I am posting here is a 3D rendering I designed from scratch based on the pencil sketch.

And I will keep trying to post more blog posts in here in the fields of interst and would appreciate the inspiration from you with your comments.

Pencil Art work ; Abundance


Further enhanced version


Once again I went back to my drawings and drew somethings of a more abstract nature and after a scan of the sketch I added digital enhancements using Photoshop. In this art work the photoshop impact is heavy as it added more quality and flare to otherwise an ordinary graphic.

Enjoy!

Shot at Comic Character drawing; Wolverine




The transformation from the original scanned copy of pencil drawing.

Learn Yahoo Finance

Hello guys!

How have you been? I apologize for not being relatively active in the blog in the recent past. But the good news is today I am going to write about another lesson on Yahoo Finance, in the series of learning how to use Yahoo Finance for your investment purposes.


As you can see in the picture, we are talking today about Historical Prices section in the yahoo finance. Just like an eleven year old can tell you, its the past values for a stock.

In this section you can set your own date range for a company's stock on Daily, Weekly, Monthly, or Dividends only basis. One important thing to mention in here is that prices listed here are end of the day prices and they are already adjusted for Dividend and Stock split.

At the bottom of the page you have the opportunity to download this data set to an Excel compatible file.

So thats all on Historical Prices section on Yahoo Finance.

Personal Finance, better balance your income to expense

Personal Finance education or making people aware of better personal finance management skills, still I found to be a topic need addressed for the time being.

Typical example of ciaos of personal finances effect on economy goes like this...

Poor personal Finance management > Individuals borrowing money on credit > Poor planning cause individuals to not able to pay the borrowed money back in time > Banks that lend money in trouble > Banks asking for help from the government to survive > Bailout plan from Gov using tax payer money > Government debt sky rockets

The circle goes on and on as long as Banks continue to lend money to individuals that has no long-term solid means for repaying.

2nd 10 day Results for Traffic Counter experiment



From the results for the day 11 till 20th, as you can see in the chart above, clearly shows a difference between categories. On the last column I have the percentage of that data set as of the highest data set, which is Statcounter.

We are 2/3 way to completing our experiment and so far in both occasions it seemed clear that StatCounter is the only site that record the traffic data relatively accurate. (In this case it means higher numbers -- the numbers that others failed to track)

If you have any other questions about this experiment as we progress to the last part, please feel free to ask them in the comments section.

How to use restrict access & blocking other PCs on LinkSys router WTR54G

Have you had situations where you are watching something or surfing web and the internet is really slow on your DSL/Cable modem and you share the connection with other people or you think other people accessing your wireless is whats slowing it down?

Linksys router and several other routers comes with internet access restriction features and also bandwidth limit features. In this post I will talk about Internet restriction and Mac filter, how to put these into good use to stop unauthorized access to your internet boradband connection with WTR54G Linksys router.

First access your wireless router from http://192.168.1.1 and with your username password, on default its "admin" you will see a window like this...


To use Wireless MAC filter
What this feature does is, it filter certain MAC addresses or block certain MAC addresses from accessing your wireless internet. The MAC address we are referring in this example is your computer's MAC address.

Note: to find out your MAC address; run cmd (command prompt) type "ipconfig /all" it should be referred to as Physical address.

Back in the router page, go to Wireless > Wireless MAC filter
Select Enable, and pick whether you want to prevent the PCs or permit only listed PCs. Then click "Edit MAC filter list" and enter all the MAC address you want or you dont want to access your wireless internet.
Click save changes. and you have just successfully stopped other people from using your wireless.

To use Access Restriction
Access Restriction (AR) will completely disconnect the internet of a certain PC you want you can also specify what time you want this to happen, on what days.

Go to your router access page;
Click Access Restriction
First Edit the list of PCs you are targeting in this AR. Save the list and close. (always save the list or else it would not record the MAC ids) You can allowed up to 10 of these AR policies with WTR54G model router. Give it a name Under "Enter Policy Name" select whether you want to deny or allow and the Days, Times, even web addresses. When everything is done select "Enable" on Status and save changes.

These two techniques are very powerful to a certain level in restricting internet access from your connection to unauthorized computers. But of course there are computer hackers out there who always find ways to creep through these barriers and locked doors and that's what makes the world!

Borrowing money (Loans) Simple version for Eager Learners

Borrowing money or on credit or taking a loan to pay it back later, all these terms refer to the same concept. And in this blog post I am going to break it down for you to understand the deep structure of what happen with borrowing money.

When you are borrowing money from a bank or an institution, you will be borrowing a large portion of money and will divide this into equal parts and pay it back over time with an added fee. This is called the interest on a loan or a credit.

On the opposite side, this is how banks make money. By lending to people and receiving interest on them over time.

There is a "Time value of money" concept involved in the simple money borrowing situation. In other words the Interest you are paying for bank loan (after 1 period) is the value of money over that one period, which you didn't pay until the end of the 1st period. So longer the money stays the higher the time value of money becomes.

It also refers to receiving XX today being equal to receiving YY over periods in the future because of the time value that is taken into account for the money.

For example lets assume you are planning to buy a new Car and you don't have enough money, so you decide to consult a bank as to a potential loan program. For this example lets say you need another $30,000 for the car, that you need from a loan.
Assuming that you met all the criteria the XYZ bank agrees to lend you money at 5% APR.

what is APR?

Annual percentage rate. Now if the bank say you have to pay the $30,000 in 10 years with equal payments of $3000 every year, the APR is the annual interest that will add onto the annual payment. So in this case your interest payment for a year is....

$3000 x 5% = $150

so total payment is $3150 per year.

Important part here is before you accepting the loan and enjoying your hot wheels, you should thoroughly consider whether you can meet these annual payment requirements. Because you can not meet the annual payment with interest, the bank will apply late fees, and that will lead to more other fees before you go "over draft" and into default. So called the "snowball effect".

Little insight: The United States current economy's main cause -- AIG and other big financial institutes failures -- is lending money to individuals and approving them for loans when it seemed from a deep look that they, not in any shape or form, would have been able to meet in the payment requirements in distant future. Yet were approved and the banks now suffer from the imposed-upon defaults.

So in recap, when you borrow money you will be given a certain set period to pay it back with added interest to each period. It is very important to identify whether one can meet the payments sufficiently before accepting a loan.

What is RSS, Simple version for eager learners

RSS, Real Simple Syndication.

There has been exponentially increasing number of web blogs and news websites in today's world. But in this enormous information jungle how are you going to find the information that you need, the information that matches your taste??

In old days, what used to be was, people go out there and watch TV and read newspapers to get the information from out there. Which involve reading the entire Newspaper, meaning more time spent to find what you like. But now with the invention of blog everyone has the capability of producing high quality content that may prove a great value to you, to your knowledge base. This had made it difficult to find the information you like and that has a higher value to you.... and that's when the RSS comes.

RSS with the familiar icon like this is the solution for today's world to have those content that have a great value to you, to come to you and not you having to go out there and spend hours finding content of importance.

With a reader like Google Reader (or NewsGator, My Yahoo) you can stay upto date with your favorite sites and blogs for the information that you value. And RSS or the xml version of the websites and blogs makes it easier for these Syndication readers to capture those information and bring it to the reader's website so you only have to visit Google reader and have the luxury of reading latest articles and blog posts of all your favorite blogs and news articles,
all at one place.

Add ashPresentom to your newly created Reader now!

How to design a user icon (Human bust) in Photoshop



Creation of ashPresentom